PhonePe Rupay Referral Link logo

PhonePe Rupay Referral Link Referral Code & Signup Bonus

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PhonePe is a leading digital payments platform in India that now allows users to link their RuPay Credit Cards for seamless UPI transactions, enabling them to pay merchants directly via credit while earning exclusive rewards.

Official PhonePe Rupay Referral Link websiteopen_in_new

Get ₹50 Cashback on Linking RuPay Credit Card

verifiedVerified CodeWorth ₹50 Bonus
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You Get

Claim an instant ₹50 cashback reward when you link your RuPay Credit Card on the PhonePe app and complete your first UPI credit transaction.

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Referrer Gets

Earn referral rewards directly to your PhonePe wallet when your friend successfully links their RuPay Credit Card and completes a transaction.

shieldSafety & Trust Checklist

  • verified
    Verified Active CodesReferral codes on ReferralHunt are tested and re-verified regularly.
  • verified_user
    Official Apps OnlyAlways paste referral codes directly inside PhonePe Rupay Referral Link's official app or site.
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    Terms May VaryCheck PhonePe Rupay Referral Link's latest terms before signing up.

checklistHow to Claim PhonePe Rupay Referral Link Referral Code

Follow these simple steps during account registration to ensure your referral bonus is applied successfully.

1

downloadClick the Referral Link

Tap the active referral link provided above to automatically open the dedicated RuPay credit card linking section within your PhonePe app.

2

badgeAdd Your RuPay Card

Select your bank from the supported list and follow the secure on-screen prompts to link your RuPay Credit Card to your active PhonePe profile.

3

inputMake Your First Payment

Scan any standard merchant UPI QR code and select your newly linked RuPay Credit Card as the primary payment method to instantly trigger your ₹50 cashback.

gavelTerms, Eligibility & Requirements

Official Rules
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KYC Verification

KYC Verification Required

Identity verification (PAN / Aadhaar) is mandatory on the official app to complete account opening and receive your referral bonus.

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Offer Expiration

Valid until 31 Dec 2026

Ensure you register and complete qualifying steps before the expiration date to claim rewards.

Detailed Terms & Conditions

This offer is perfectly valid for both completely new and existing PhonePe users who have not yet linked a RuPay credit card to their profile. To claim the ₹50 instant cashback, the user must click the active referral link provided above to initiate the linking process, securely add their supported RuPay Credit Card, and execute their first merchant UPI payment using that card.

helpFrequently Asked Questions

How do I get the ₹50 RuPay cashback on PhonePe?

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You can easily earn the ₹50 cashback by clicking the active referral link provided above, successfully linking your RuPay Credit Card to your PhonePe account, and completing your very first merchant UPI transaction with it.

Does the RuPay linking offer work for existing PhonePe users?

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Yes, this specific credit card promotional offer works for existing PhonePe users, provided you click the active referral link immediately before adding your RuPay Credit Card for the first time.

Where can I pay using my linked RuPay Credit Card on PhonePe?

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Once linked via the PhonePe app, you can seamlessly use your RuPay Credit Card to pay at millions of offline retail stores and online merchant checkouts that accept standard UPI payments.