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Kiwi Referral Code & Signup Bonus

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Kiwi is an Indian fintech platform that provides a lifetime free RuPay credit card designed specifically for seamless Scan & Pay UPI transactions.

Official Kiwi websiteopen_in_newFull guide: how to use itarrow_forward

Get ₹100 Joining Reward and 1.5% Cashback on UPI

verifiedVerified CodeWorth ₹100 Bonus
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You Get

Get a ₹100 joining reward when your lifetime free Kiwi credit card arrives, plus flat 1.5% cashback on every Scan & Pay UPI payment.

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Referrer Gets

Get ₹500 when the person you refer successfully gets their card.

RB38M4
Get Referral Linkarrow_forward

shieldSafety & Trust Checklist

  • verified
    Verified Active CodesReferral codes on ReferralHunt are tested and re-verified regularly.
  • verified_user
    Official Apps OnlyAlways paste referral codes directly inside Kiwi's official app or site.
  • info
    Terms May VaryCheck Kiwi's latest terms before signing up.

checklistHow to Claim Kiwi Referral Code

Follow these simple steps during account registration to ensure your referral bonus is applied successfully.

1

downloadDownload the Kiwi App

Click the referral link to download the Kiwi app from the Play Store or App Store.

2

badgeApply for the Card

Start your application for the lifetime free RuPay credit card and enter the referral code RB38M4 if prompted.

3

inputComplete KYC

Finish your video KYC and identity verification to get your credit card approved by the partner bank.

4

redeemClaim Your Reward

Receive your ₹100 joining reward once your Kiwi card arrives and is activated for UPI payments.

gavelTerms, Eligibility & Requirements

Official Rules
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KYC Verification

KYC Verification Required

Identity verification (PAN / Aadhaar) is mandatory on the official app to complete account opening and receive your referral bonus.

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Offer Expiration

Valid until 31 Dec 2026

Ensure you register and complete qualifying steps before the expiration date to claim rewards.

Detailed Terms & Conditions

The ₹100 joining reward is credited upon the successful approval and arrival of the Kiwi lifetime free credit card. The 1.5% cashback applies to eligible Scan & Pay UPI transactions made using the Kiwi credit card. Standard bank approval criteria and credit score checks apply for card issuance.

helpFrequently Asked Questions

How do I use the Kiwi referral code?

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Download the Kiwi app using the referral link and enter the code RB38M4 during the signup and card application process to ensure your ₹100 joining reward is tracked.

What are the benefits of the Kiwi credit card?

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The Kiwi card is lifetime free and offers a flat 1.5% cashback directly to your bank account on every Scan & Pay UPI payment you make.

When do I get the ₹100 joining bonus on Kiwi?

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Your ₹100 joining reward is credited to your account as soon as your Kiwi credit card is approved and arrives.

Is KYC mandatory for the Kiwi app?

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Yes, since Kiwi issues a real RuPay credit card in partnership with banks, you must complete a standard video KYC process to get approved.

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