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PhonePe Referral Code & Signup Bonus

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PhonePe is one of India's leading digital payments and financial services apps, built on the Unified Payments Interface (UPI) system. It provides a secure and seamless way to transfer money instantly between bank accounts, pay utility bills, recharge mobile numbers, and scan QR codes at local merchants, driving India's cashless economy.

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Earn Cashback on Your First UPI Transaction

verifiedVerified CodeWorth ₹100 Bonus
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You Get

Earn exciting welcome cashback (up to ₹100) credited directly to your PhonePe gift voucher balance after completing your first UPI transaction.

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Referrer Gets

Earn ₹50 to ₹100 cashback (depending on the current active promotional campaign) once the invited friend successfully completes their first UPI payment.

shieldSafety & Trust Checklist

  • verified
    Verified Active CodesReferral codes on ReferralHunt are tested and re-verified regularly.
  • verified_user
    Official Apps OnlyAlways paste referral codes directly inside PhonePe's official app or site.
  • info
    Terms May VaryCheck PhonePe's latest terms before signing up.

checklistHow to Claim PhonePe Referral Code

Follow these simple steps during account registration to ensure your referral bonus is applied successfully.

1

downloadTap the Invite Link

Click on the active referral link provided above on your smartphone to securely download the official PhonePe app.

2

badgeRegister & Link Bank

Open the app and sign up using your bank-registered mobile number. Since you used the invite link, the referral offer is tracked automatically. Proceed to link your bank account and securely set up your UPI PIN.

3

inputMake Your First Payment

Send money to a contact or scan a merchant QR code to complete your first UPI payment. Your cashback will be credited to your PhonePe wallet shortly after the transaction is successful.

gavelTerms, Eligibility & Requirements

Official Rules
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KYC Verification

No KYC Required

You can register and claim referral benefits without submitting identity documents.

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Program Status

Ongoing Verified Offer

This referral offer program is active and tested regularly.

Detailed Terms & Conditions

Valid exclusively for new users who install the PhonePe app for the very first time. To claim the cashback reward, the user must download the app by clicking the active referral link provided above. The user must link their bank account and successfully complete their first UPI transaction (such as sending money or paying a merchant) within the stipulated promotional window.

helpFrequently Asked Questions

What benefit do I get by joining PhonePe through a referral link?

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By downloading the app through the active referral link provided above and completing your first UPI payment, new users earn cashback rewards that are deposited into their PhonePe gift voucher balance.

Do I need a referral code to get the PhonePe cashback?

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No, PhonePe relies on direct link tracking rather than manual promo codes. As long as you install the app directly via the active referral link provided above, your new account is successfully linked to the sign-up reward.

Where can I use my earned PhonePe cashback?

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The cashback earned from the referral offer is credited as a PhonePe gift voucher. You can use this balance instantly for mobile recharges, utility bill payments, or at partnered merchant platforms on the app.