Before diving in: If you are just getting started with INDmoney, make sure you don't miss out on your free sign-up rewards! Grab the latest working invite code here: INDmoney Investment Referral Code.
If you have been looking for an app to manage your investments, track your net worth, and handle your daily payments in one place, you have probably come across INDmoney. But one of the most common questions people search for before downloading the app is: What rewards can new users actually get on INDmoney?
The short answer? A lot. INDmoney has transitioned from just being an investment tracker into a full-fledged financial super-app. To encourage users to try out all their features, they offer a highly rewarding onboarding program.
Here is a quick, no-nonsense breakdown of the benefits new users can unlock right after signing up.
The Complete List of INDmoney New User Rewards
Instead of a single, flat sign-up bonus, INDmoney breaks its rewards down based on the features you actually use. Here is exactly what is on the table right now:
- The Sign-Up Bonus: You can earn up to ₹550 in rewards right off the bat simply by signing up using a valid INDmoney referral code.
- US Stocks Activation: Ready to buy some Apple or Tesla fractions? You can get around ₹300 just for activating your US stocks account and completing your verification.
- First UPI Payment: When you link your bank and make your first UPI payment through the INDmoney app, you can earn up to ₹500 in cashback.
- Credit Card Bill Payments: Hate paying credit card bills? INDmoney softens the blow by offering up to ₹500 in rewards when you pay your credit card bill using their platform.
- Utility Bills & Recharges: Whether you are paying your electricity bill or doing a quick mobile recharge, doing it through the app for the first time can score you up to ₹500.
What Happens After You Claim the Welcome Bonuses?
A common problem with finance apps is that the perks dry up once you are no longer a "new" user. Fortunately, INDmoney does a great job of keeping regular users engaged.
Besides the heavy onboarding rewards, the platform frequently rolls out cashback offers and special promotions for everyday financial activities. If you regularly use the app to scan merchant QRs, settle credit card bills, or invest in stocks and mutual funds, you will find ongoing campaigns that continue to drop rewards into your wallet.
The Refer-and-Earn Program
Once you are all set up and enjoying the app, you can start inviting your own friends. Currently, INDmoney offers up to ₹550 for every eligible friend you refer to the platform, making it a great way to stack up extra cash just for sharing a tool you already use.
Ready to start your investment journey? Kick off your portfolio with free fractional shares or wallet cash! Visit our official referral page to claim your bonus before you create your account: Get Your INDmoney Referral Code Here.